COMHAIRLE CONTAE ÁTHA CLIATH THEAS
SOUTH DUBLIN COUNTY COUNCIL
MEETING OF HOUSING SPC
Thursday, December 05, 2024
HEADED ITEM NO.
HEADED ITEM: H. Administration
Reports for Noting:
(i) Caravan Loan
REPLY:
Preferential Caravan Loan Scheme
On 7th November 2024, the Minister of State for Local Government and Planning, Mr. Dillan launched the latest preferential National Caravan Loan Scheme 2025. This will be applicable for resident Travellers in the South Dublin County Council region.
This innovative programme aims to provide resident Travellers with an affordable, easy to repay loan, substantially increasing the loan amount from previous schemes, increasing the limits of €40,000 to a maximum of €80,000 in certain circumstances. (for example providing a caravan for larger households) for the purchase of a new caravan. South Dublin County Council will arrange for an affordable repayment calculation that will span over the agreed upon time frame with the remainder of the loan value being written off at the end of the loan period, if all previous repayments have been adhered to. This scheme acts as an attractive option for young Travellers both single and married to obtain their first mobile home or for settled Travellers to upgrade to a better living condition.
100 loans have been announced nationally and it is anticipated that each local authority will receive their allocation by way of circular early 2025. Following this application forms will be made available and circulated to families countywide.