COMHAIRLE CONTAE ÁTHA CLIATH THEAS
SOUTH DUBLIN COUNTY COUNCIL

South Dublin County Council Crest

MEETING OF SOUTH DUBLIN COUNTY COUNCIL

Monday, December 12, 2022

QUESTION NO. 33

QUESTION: Councillor Joanna Tuffy

To ask the CEO for an update on the conflicting age requirements for the Tenant Purchase Scheme and the Local Authority Mortgage Repayment Protection Plan.

REPLY:

With effect from 1st February 2022, the Department of Housing, Local Government and Heritage reduced the minimum income required for a tenant to be eligible to apply under the Incremental Tenant Purchase Scheme 2016 from €15,000 per annum to €12,500 per annum. This change ensured that persons whose pension is their primary source of income can now apply under the scheme.  The change only applied to pensions with other social welfare payments only regarded as secondary income.

Applicants under the Local Authority Home Loan Scheme must be aged between 18-70 years of age and mortgage protection (MRRP) is available subject to the applicants meeting the criteria.  While applicants under the Incremental Tenant Purchase Scheme may choose to fund their purchase through the LAHL where eligible, they are not obligated to do so.