COMHAIRLE CONTAE ÁTHA CLIATH THEAS
SOUTH DUBLIN COUNTY COUNCIL

south dublin county council crest

MEETING OF SOUTH DUBLIN COUNTY COUNCIL

Monday, September 10, 2012

QUESTION NO. 12

QUESTION: Councillor W. Lavelle

To ask the Manager to outline the options available to tenants in the shared-ownership scheme who are experiencing difficulties in keeping up their payments to return to the council’s housing list?

REPLY:

South Dublin County Council has a policy of early intervention for Shared Ownership borrowers who fall into arrears.

South Dublin County Council has a dedicated mortgage arrears section who are committed to work with our customers experiencing problems with their repayments. Our staff can discuss the customers circumstances with a view to making an arrangement to pay that is both suitable to both the customer and the Council and each case is dealt with on an individual basis. There is an application form for reduced instalments available.

It is in the best interest of the borrower to work closely with the Council on the matter as where customers continually do not make payments on their account; or continually break agreed arrangements; or do not co-operate with the Council then legal proceedings will have to commence.

Where repossession does occur the borrowers are given the option to go on the Council’s housing list subject to the conditions under the current Allocations Scheme.